Unsecured loans

Loan requirements

• You must be over 18
• You must be a New Zealand citizen, resident or hold a current working VISA

Loan requirements

• Be over 18 years of age
• Receive a regular income to a personal bank account for at least 90 days
• Have a direct contact number

Loan requirements

• You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
• household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
• You need to be over 21 (unless you have a suitable guarantor who is over 21).
• You should have a reasonable credit history
• You must be able to make the payments on your loan
• You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

Loan requirements

• 18 years +
• Driver licence or Passport details
• Bank account # and a statement
• Vehicle registration plate
• An active mobile phone
• An active email address

Loan requirements

• You need to be over 18 years old
• You need to be currently residing in New Zealand
• You need to have a valid photo ID (any passport or NZ driving license accepted)
• You need to be a NZ/AU Resident/Citizen or hold a valid work visa
• You need to be working full-time/part-time for at least three months with your current employer
• You need to be earning at least $300 per week
• You need to have an active bank account with at least three regular payroll transactions
• You need to have an access to internet as our loan application process is 100% online
• You need to have an access to your internet banking (optional if you are seeking a loan of less than $1500)
• You need to have an active and registered mobile number
• You need to have an active email address
• You do not owe money on any existing high-cost loan
• You did not owe money on any high-cost loan within last 15 days
• You have not taken two or more high-cost loans in the last 90 days

Loan requirements

• You must be over 18
• Do you earn at least $350 per week after tax? From salary, wages or benefit (can be combined)
• Is your income (salary, wages or benefit) direct credited into your account
• Do you have internet banking (if you don't it only takes 5 minutes to organise simply phone your bank or call into your nearest branch)
• Have you got photo ID — your driver’s licence, passport, an 18+ card with a birth certificate, or firearms licence
• If employed, have you been with your employer for more than 90 days
• Proof of address — From your bank or a government department. Eg. WINZ, HOUSING NZ, LTNZ

Loan requirements

• You need to be a New Zealand citizen, permanent resident or possess a valid work visa
• You need to be at least 18 years of age. You need an active bank account (for at least one pay cycle)
• You need to be employed and your income must be electronically transferred into your bank account on a regular basis
• Your net income needs to meet the minimum requirement of $400 per week
• You need a valid email account. You need an active mobile phone. You need verifiable identification

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Over 18
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand
• Demonstrate a regular income and an ability to repay all loan costs

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand
• Demonstrate a regular income and an ability to repay all loan costs

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
• household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
• You need to be over 21 (unless you have a suitable guarantor who is over 21)
• You should have a reasonable credit history
• You must be able to make the payments on your loan
• You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

Loan requirements

• Be a resident of New Zealand or have a valid work permit.
• Be 18 years of age or older
• Have a credit record in good standing

Loan requirements

• You must be over 18 years of age
• You must have no history of bad debt or defaults on payments
• You must have a pre-tax income of $65,000 p.a.
• You must be a permanent resident or citizen of New Zealand
• If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be at least 18 years of age
• Be an NZ resident or permanent resident. Temporary residents may also be eligible if they have at least one year remaining on a work visa or six months on a student visa
• Have a regular income with enough money for your credit card repayments once you meet your other commitments

Loan requirements

• Be at least 18 years of age
• Have a regular income
• Can meet your credit card repayments after your regular payments and expenses have come out of your account
• Be an NZ citizen or permanent resident. If you are a temporary resident, you need to have at least six months left on a student visa and one year on a work visa

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand

Loan requirements

• Be 18 years of age or older
• Be a New Zealand citizen or permanent resident
• Have a regular income

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments